Federal Subsidized Stafford Loans: Need-based loans open to undergraduate and graduate pupils enrolled at half-time that is least. Interest will not accrue in the loan as the pupil is enrolled at minimum half-time in a degree-seeking program as well as for half a year thereafter, of which time payment of this principal and interest must begin. Re re Payment is delayed if the student comes back to college.
Federal Unsubsidized Stafford Loans: Non-need-based loans open to undergraduate and graduate pupils enrolled at least half-time.