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The majority of Clark County’s pay day loan stores clustered in ZIP codes around Nellis AFB

The majority of Clark County’s pay day loan stores clustered in ZIP codes around Nellis AFB

It’s been speculated that pay day loan shops have business that is specific: low-income, minority communities along with other at-risk teams.

The period of financial obligation usually developed by payday advances for individuals who already struggle financially was an issue, but up to now, no body has mapped down what that appears like in Clark County. Justin Gardner, creator and CEO of Las Vegas-based Innovative Research and Analysis LLC, chose to have a better appearance.

“Payday lenders surround the majority of the eastern valley and Paradise area,” said Gardner, a doctorate degree candidate at UNLV’s School of Public Policy and Leadership. “While there are a few in the borders of these areas, most of them come in the thoroughfare connection areas where there was an increased earnings of traffic.”